Payday loans online
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FAQ

A payday advance loan provides you with an unsecured and short-term cash until your payday. Many customers choose payday advances to cover small and unexpected expenses while avoiding costly bounced-check fees and late payment penalties. There is a questions – payday loans in one hour you can apply for a payday loan online and have your advance electronically deposited to your checking account.

Loan can be used for any purpose – buy something or pay some bills or something else. It’s your own business!

Payday loans in one hour is based upon the application fom that you have filled. You can borrow  to $1200 loan. After successful repayment of your payday loan, we may raise your amount of loan on any future time .

Fees in our company are competitive in the field and in compliance with all applicable state and federal laws.

Depending on payday lenders the fee can be $25 – $30 per $100 borrowed. So if you borrow $300 the fee will be between $75.00 – $90.00.


Qualifying for a payday advance is easier than for traditional credit. American Loan Search cash advance loans does not perform credit checks. You only need to fit the following requirements:

• Have a job at this time(or receive regular income)

• Earn at least $1000 per month

• Your age is 18 years or older

• You are the citizen of the United States

• Have checking account or savings account with direct deposit.

The procedure is extremely simple. All you need to do is just fill up the application form at our website and submit it online. The approval immediately takes place after your submition of the application form on any of the business days.

You have to provide your name, address and employment information. Besides it in the application form you must write  your bank account details, and picture identification.

We respect our customer’s privacy needs in managing their personal finances. Our site uses a variety of security measures to maintain the safety of your personal information. All sensitive information transmitted between your browser and our website uses 128 bit Secure Socket Layer (SSL) encryption technology.

American Loan Search never charges applicants a fee to qualify for a payday loan.

No. When you fill out our online application, you are only stating that you wish to have our agents approve you and contact you to discuss your options. You may still ask us any questions, and withdraw your request at this time. If you are ready to proceed, you may confirm your information and officially agree to terms with one of our representatives.


Bad credit will not prevent you from receiving an American Loan Search. Our friendly managers will work with you, even if you have already been turned down by other lenders.

No. This is no problem – it makes no difference to the lenders whether you are a tenant or a homeowner.

You don’t need to fax any information to get a loan. Lending company gets all necessary information instantly.

All other loans have to be repaid before another can be granted.

No, the lenders operate a strict confidentiality policy. None of your personal information will be passed onto any third party without your prior agreement or unless required by law.

At this time we can only process your loan if your paycheck is direct deposited. It is the most secure way to offer loans as quickly as we do.

Your application will be processed within 30 minutes, once it has been received. When approved, you will receive your loan on the next business day. Once you receive the loan, we will help you to schedule you repayment dates so that you won’t have to worry about bounced checks or missed deadlines.

You will receive an email notification once your loan has been approved. American Loan Search reserves the right to make adjustments to your loan approval until the time you receive the funds in your bank account based on new information regarding your loan application.

Your due date will normally be due on your next payday that is between 8 and 25 days away. Pay your attantion that each state has different rules and regulations.

In this case contact us and we’ll help you. If you pay off early, you may be entitled to a refund of part of your loan fee.

If you can’t repay the full amount of your loan on the due date, you may be able to request a loan extension.

In American Loan Search we have different payment options available for our customers:

1. Paying the loan in full on the maturity date listed on your loan agreement.

2. Paying the finance fee and a portion of the principle on or before the maturity date.

3. Paying only the finance fee on the maturity date.

We can help anytime you need extra cash between paychecks. We encourage all our clients to keep in mind that a payday loan is only a short-term solution to an urgent cash need, and to use these loans responsibly. Payday loans should not be used repeatedly to deal with continuing budgeting issues.

If you have more questions contact us




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American Loan Search is not a lender and we do not make credit decisions or cash advances. Our goal is to offer you the best lender who can answer all your needs.
We are not agents of some service provider; we do not represent any product or service. Lenders are different, so sometimes faxing can be required.
Be sure, that we will find for you the most suitable offer from a lender. Generally, lenders do not ask for credit checks, but sometimes they do.

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